Lead KYC Analyst - Specialized Diligence

1w1 week ago

Circle

London, GB · Full-time · £70,000 – £95,000

About this role

Circle is a financial technology company at the epicenter of the emerging internet of money, where value travels globally, nearly instantly and less expensively. Our infrastructure, including USDC, helps businesses and developers capitalize on this turning point in money and technology. You'll join the Compliance Operations team for complex KYC reviews.

As Lead KYC Analyst, you'll conduct specialized diligence for customer onboarding, including enhanced due diligence and ongoing periodic reviews. Operate at the intersection of innovative products and customers to ensure platform safety through in-depth investigations and threat monitoring across the KYC landscape.

Partner with business teams and control functions to monitor client relationships and meet regulatory expectations. Circle fosters a flexible, diverse environment where new ideas thrive and everyone is a stakeholder in a remote world fueled by team success.

Live by core values: Multistakeholder dedication to customers and communities, Mindful respect and attention to detail, Driven by Excellence in pursuing mission, High Integrity through open communication. Evolve continuously while following cryptocurrency regulatory developments.

Requirements

Experience conducting enhanced due diligence and KYC reviews for high-risk customers
Knowledge of money laundering, financial crimes, and terrorist financing risks
Proficiency in customer investigations, negative news screening, and business nature analysis
Familiarity with ongoing transaction monitoring and compliance calls
Ability to assess risk appetite and recommend onboarding decisions
Understanding of regulatory developments in cryptocurrency and financial services
Skill in producing detailed reports with narratives and risk recommendations
Experience partnering with business and compliance teams on client relationships

Responsibilities

Conduct detailed assessments of complex customers for risks of money laundering, financial crimes and terrorist financing through enhanced due diligence, including negative news and business nature review
Perform ongoing monitoring of customers, including counterparty compliance calls, transactional activity assessment, and sampling customer files
Partner with internal stakeholders like business teams and control functions to monitor client relationships and ensure regulatory compliance
Recommend risk-based actions for customer onboarding and ongoing monitoring
Complete written reports of findings with comprehensive details, narratives and recommendations
Identify customer risk appetite and decide on onboarding or rejection
Recommend actions to management based on analysis of findings
Ensure highest standards of documentation and quality in onboarding and periodic review processes

Benefits

Flexible and diverse work environment
Remote work in a collaborative team setting
Culture emphasizing Multistakeholder commitment, Mindfulness, Driven by Excellence, and High Integrity
Opportunities to evolve with innovative products in internet of money